About Kharis Microcredit Services

Kharis Microcredit Services was incorporated in 2014 trading as Quaza Money Lending services. Our vision is to be a foremost and successful microcredit brand. We re-branded as Kharis Micro Credit to align with the Group’s Corporate Brand Kharis Global Group.

Our credit capital base commenced business with GHS 50,000 and now reached a combined operating capital and fixed assets base of GHS 3,900,000 Ghana Cedis. We have the cooperate strategy of serving SME’S with low-risk –high return operations to mitigate the risk of credit default and capital erosion.

Our unique selling proposition is not only to deliver financial liquidity, but a comprehensive solution tailored to grow the operational efficiency, financial management and cost control maximization of SME’S. This makes them, more efficient and reduces the possibility of credit deficits.

The financial services industry in Ghana has witnessed continued significant improvement in the last three years. We are compliant with the Central Bank’s Regulations to ensure viability and financial solvency. Kharis Microfinance interest income ranges from 5% to 7 % per month depending on the tenure of the credit facility.

In a nutshell, we specialize in building the management capacity of prospective SME’S that need a “ Bridge Financing “ ; before we support them with liquidity to enhance their services or production capacity.